Thu, 10 Jan 2013 12:00:00 GMT | By Alison Griffiths, MSN Money
Financial meltdown survival guide for 2013

Face your money problems



Businessman facing money problems. (© Getty Images)
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Face your money problems

Admit you have a problem. Money woes don’t disappear when you ignore them. In fact, every day that passes makes things worse as bills pile up and interest charges increase. Pull your head out of the sand and admit to yourself that you’re in financial peril. This is an essential step in initiating change. You may be a victim of circumstance or the engineer of your own fate. It doesn’t matter — getting on the right financial path does.

* Video: How to reduce stress over money

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Have your say

How many credit cards should one person have?

Thanks for being one of the first people to vote. Results will be available soon. Check for results

  1. 73 %
    Just one. Credit cards should only be used for emergency situations.
    13,203 votes
  2.  
    16 %
    As many as you can. Credit cards are a great way to make purchases and get great rewards.
    2,938 votes
  3.  
    11 %
    None. You should never buy anything on credit.
    1,994 votes

Total Responses: 18,135
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