Updated: Wed, 14 Aug 2013 23:00:00 GMT | By Jason Buckland, MSN Money
Insurance scams gone wrong

From collecting life insurance for a spouse who isn't dead to lying about a car accident, these insurance scammers were caught in the act.



Insurance scams (© Image Broker/Rex Features)
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  • Insurance scams (© Image Broker/Rex Features)
  • Bridgette Buckner claimed her husband died in 2007, and then again in 2008. (© Getty Images)
  • Phang Choon Meng was sentenced to 27 months in prison for deliberatel causing car accidents to collect on insurance payouts. (© Getty Images)
  • John Magno was convicted of manslaughter and arson for sending two arsonists to burn down ihis hardware store for the insurance money.
  • Two South Africans are accused of 'killing off' a fictitious woman in order to collect insurance.
  • In 2010, the Ontario police warned motorists about a fake auto insurance scheme. (© Getty Images)
  • Gandaruban Subramaniam was jailed for faking his own death and allowing his family to collect the life insurance payout.
  • In 2012, an off-duty police officer sped off after hitting another car. She then filed a bogus insurance claim about the incident. (© Getty Images)
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Big and small, insurance scams affect us all. Instead of being a victimless crime -- instead of con men simply trying to bilk a few bucks from the big, bad underwriters -- insurance fraud also directly results in higher rates for the rest of us.

But not everyone gets away with it. From fraudsters caught faking their own death to businessmen nabbed setting their own stores ablaze, here are some remarkable tales of insurance scams gone wrong.

* Bing: How to negotiate a lower insurance rate

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